The Ups and Downs of November 2023 Debt Payoff

When paying off debt you do not want your debt to go up. Unfortunately, that is what happened this month. We had a hospital bill go to collections and student loans resuming, added to our debt.

Medical Debt 

  • Dental $369.55 down $40.00

  • Hand Therapy $2,265.60 down $50.00

  • Thunder Basin $9,846.45 down $50.00

Total $12,481.50 down $140.00

Family

  • $1,360.00 down $0

Misc.

  • 401K Loan $4,659.29 down $78.37

Collections

  • Credit Collections Bureau $3,204.50 Up! $15.04

  • Crook County Medical $9,182.55 down $33.29

  • Collections Pro Mine $15,327.93 down $6.35

  • Collections Pro His $41,572.48 Up! $1,234.81

Total $69287.46 Up! $1,230.08

Student Loans 

  • ZuntaFi $1,650.72 down $38.88

  • Mohela $88,794.44 Up! $117.58

Total $90,445.16 Up $278.20

Total $178,235.31 Up $1,289.91

We paid $925.61 to our debt.

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A Gift to Us December 2023 Debt Payoff

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Switching from Snowball to Avalanche Debt Payoff Method.