Discover the effective SMART goals for managing finances in 2025. Save money and pay off debt. Follow along aswe track her progress and provides updates on our journey.

Our victorious journey in paying off medical debt and collections in October 2024. With budgeting and determination, we reduced our debt by $1,349.14 in just one month. Learn how our mindset shift to debt avalanche and lower payoff agreements helped us pay off $7,666.56 in just one year. Take charge of your debt today!"

Conquering Collections: The Most Effective Strategies for Paying Off Debts

Learn how to pay off debts in collections with strategies like the debt snowball and debt avalanche, negotiating with collection agencies, and creating an emergency savings fund. Get tips on staying debt-free and managing credit reports. Take control of your finances and become debt-free with expert advice.

How we are using the Debt Avalanche Method to pay off our massive debt.

Debating between the avalanche and snowball methods for debt payoff? Discover which method is best for your journey and how it can impact your progress, motivation, and interest rates. Stay motivated on your debt payoff journey with helpful tips and examples. Join us and achieve your financial goals.

Debt reduction for September 2024.

Feeling trapped in our ever-growing medical bills and debt collections. It's time to take control of our financial future. Join us in our journey to debt freedom as we regain control of your financial well-being.

Paying off student loan debt is a slow process. Here is a break down of how ZuntaFi student loan went.

Ups and downs of paying off debt.

Collections debt finally going down.

Student Loan interest is kicking my pants.

Another month of ups and downs.

Ups and downs of debt pay off. April 2024 debt payoff progress.

March 2024 dept payoff progress.

February 2024 debt payoff.

HSA coming in clutch for debt payoff.

Financal Goals for 2024

One debt paid off. Our debt payoff progress for December 2023.

We are having ups and downs in our debt payoff. Our debt payoff progress for November 2023.

Switching it up to save more money in the long run. This is marathon not a sprint.